A low-pressure system just off the Florida coast is forecast to bring heavy rains, thunderstorms and possible flooding the next few days, the NWS said.

The Fanchers’ predicament is just one of many linked to the insurance crisis in hurricane-prone Florida. Rates are sky-high and expected to continue rising as catastrophe claims surge and Floridians face few insurance options and increased scrutiny during underwriting.

The National Hurricane Center continued Wednesday to track a low pressure system near Florida that could move west into the Gulf and develop into the season’s next tropical depression or storm. As of the NHC’s 8 p.