Understand the critical two-year lookback period and why aggressive planning before you enroll in Medicare is the most ...

Understand the 2026 Medicare IRMAA brackets. Learn what income triggers these surcharges on Parts B and D and discover ...

Every senior on Medicare should be intimately familiar with IRMAA — the initials that stand for Income Related Monthly ...

Medicare's income-based premium surcharges are poised to reach deeper into the middle class, potentially pulling millions of ...

It’s not a penalty — it’s a surprise tax hike disguised as a Medicare premium.” That’s how I describe one of the sneakiest ...

Premiums for Medicare Part B (which covers some doctor’s bills, home health care, and medical equipment) are pricey at $164.90 a month, about $1,979 a year. But 7% of people with Part B get hit with a ...

Medicare recipients who reach a certain income level must pay a surcharge in the form of an Income Related Monthly Adjustment Amount, or IRMAA. This charge is in addition to your Medicare Part B and ...

Retirees are paying slightly higher premiums for Medicare Part B in 2025, with an increase of almost 6% from 2024. The premium rose to $185 in 2025, up $10.30 from $174.70 in 2024. Price hikes ...

In 2025, you may have to pay the Medicare IRMAA if you make more than $106,000 as a single filer or $212,000 as a joint filer. In 2026, IRMAA thresholds are $109,000 and $218,000. Many, or all, of the ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Analysis of the 2.8% COLA, 2026 Medicare premiums, and IRMAA cliffs. Plus, a year-end checklist to maximize your benefits and minimize taxes.

In 2023, the premium for Part B, medical insurance, is going down by $5.25, to $164.90. After last year’s hefty increase, Medicare beneficiaries are relieved. With that drop, higher-income ...