If you drive fewer than 10,000 miles per year, a pay-per-mile or usage-based insurance plan could be right for you. Here are our favorites.

Geico is No. 1 in our rating of the best car insurance companies. Other top-rated insurers include Travelers for its affordability and Progressive for its customer loyalty.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...