When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a common recommendation is to keep your utilization below 30% for a healthy ...

President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

If you are thinking about your credit score during a transition, consider how affected accounts will show up on your credit ...

Your credit limit can be slashed without warning, even if you've never missed a payment. Here's why it happens and how to protect your credit score.

Financial expert shares simple steps to improve your credit score, from managing credit card balances to negotiating with ...

Whether you're a newcomer to credit or an experienced user looking to optimize your travel rewards, these rules clarify ...

Improving your credit score starts with understanding how all of the pieces of a credit score work together and continues ...

“I’m wondering whether this could cause a ripple effect in which other banks might do the same with my lesser-used credit ...

Credit card rewards get more complex, crypto cards come back, AI gets savvier, Gen Z grows up, and credit card interest rates ...

Paying only the minimum keeps your card current, but it can trap you in debt for years and cost thousands in interest.

If card-issuers are blocked from charging interest rates higher than 10 percent for consumers with a poor credit history, ...