a rate cap would shrink credit-card rewards
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Premium cards boomed in 2025. 2026 will bring a K-shaped market, more experiential perks, growing mid-tier cards and steadier rewards despite fee pressure.
Bankrate on MSN
Bankrate’s 2026 credit card debt report
About 3 in 5 cardholders (61%) with credit card balances have been in debt for at least a year — that’s up from 53% in late 2024. This includes 31% of those who have been in debt for at least three years and 21% who have been in debt for at least five years.
For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer from Prime Rate + 13% up to Prime Rate + 13.25% if it wishes to mitigate the impact of a Fed rate cut and make more money from interest charges.
Long-term credit card debt is on the rise.According to a Bankrate report,61% of credit card holders have been in credit card debt for at least a year. This is
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Of the three major business credit bureaus, Dun & Bradstreet, or D&B, is most frequently used to access business loans. For that reason, it's a good idea to establish credit with D&B by choosing a business credit card that reports to them. In this article ...
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