We’re in the midst of describing a Do-It-Yourself retirement investing plan. Today we go deeper into the cash flow buffer.

Even if you think you have your plan all nailed down, complete with detailed spreadsheets and an inflation buffer, there may be something you're missing. Some people go to great pains to create ...

Dividend growth investing is a well-suited strategy for DIY retirement planning. The objective, goals, and strategy of my approach, RetirementRx, are introduced to serve as a model for others to ...

Think again, according to studies by Vanguard and Morningstar. Maybe young, uncomplicated investors can get away with a passive plan, but you'd be surprised at exactly how much anyone near retirement ...

Investors who rely mostly on a do-it-yourself approach become increasingly reliant on advisors the closer they get to retirement, according to Cerulli Associates. “Advice seekers,” defined as those ...

WESTLAKE, Ohio, June 10, 2025 /PRNewswire/ -- Equity Trust Company, a leading financial services company with over 50 years of experience in the self-directed retirement space, announces the launch of ...

Do-it-yourself (DIY) retirement plan investors are falling behind their peers in meeting certain objectives, suggests a study from Guardian Life Insurance Company of America. The second annual ...

In the case of an annuity bought in November of 2025, it provides only $95 a year more income than the DIY approach and even ...

Forbes contributors publish independent expert analyses and insights. Christian Weller is an economist focused on retirement inequality. Households lost trillions in wealth in the last three months of ...

For Lori Walla, subscribing to an investment newsletter means more than the advice she gets to help her and her husband, Quincy, manage their Vanguard IRA. Researching mutual fund options is an ...

Forbes contributors publish independent expert analyses and insights. Christian Weller is an economist focused on retirement inequality. Many of these risks are apparent in the latest data on ...

After age 50, investors need more than a pie chart -- they need a retirement plan. SEE ALSO: Are You Working with a Retirement Specialist? As an investment adviser representative, I meet with retirees ...