With an average monthly base cost of $107, Amica offers two policy tiers: a standard option for homeowners who just want the basics and the Platinum Choice policy for those seeking more deluxe ...

Dwelling coverage pays to repair or rebuild the structure of your home after a covered event. It also covers attached structures, such as porches. Typical amount: Enough to rebuild your home. Other ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Melissa Hudson says she was stunned last year when the insurance premiums on her home in Port Orchard, Wash., shot up 40 percent—even though she’d intentionally bought a home at low risk for fire, ...