In February 2026, homeowners insurance averaged $2,424 a year for a $300,000 dwelling nationwide, according to data from Bankrate.

Although homeowners insurance rates have been rising significantly across the nation, new Insurance.com data shows that 16 states saw average annual premiums fall from 2025 to 2026. There's no single ...

Home insurance rates soared nearly 47% from 2020 to 2025, with significant increases in states like Colorado, Iowa, and ...

Rate increases over the past few years have been hitting homeowners hard, thanks to increasingly volatile weather, inflation, and other factors. 2026 should see stabilization in the home insurance ...