M illions of Americans are going through the annual ritual of choosing corporate benefits for next year, during open enrollment season. It’s a good time to assess benefits like vision care or even pet insurance. Disability insurance is also on the menu at most employers, and it’s a major benefit that too many people overlook.

Typically, life insurance is understood as a means of financial protection for dependents following the policyholder's death. However, certain policies offer support during the policyholder's lifetime. This is the function of life insurance with living ...

Final expense life insurance is a type of policy geared to cover specific expenses in the event of the death of the insured. The benefit from this policy can be applied by beneficiaries for items like burial or funeral costs, medical or legal bills and more, depending on the company and policy.

In the shutdown standoff over expiring Affordable Care Act tax credits, Democrats emphasize thousand-dollar premium increases for middle- or "working-class" Americans, while Republicans say people who are well-off unfairly benefit from the subsidies.

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Bundling means buying more than one policy with the same insurer — most often auto and homeowners. But many providers let you fold in coverage for much more than that, including: Some insurers like USAA and Liberty Mutual go further and offer "bundled" life insurance or small business insurance policies.

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 to 75 years old for 62 life insurance providers.