Payment history is a major consideration when it comes to calculating your credit score, making up 35% of your total score. A single late payment — which happens 30 days or more after the payment was ...

Businesses often encounter customers that will need a friendly payment reminder from time to time. If you're responsible for accounts receivable, you probably often find yourself waiting to collect ...

As a business owner, you probably have reason to write many request letters – from requests for payment to requests for additional information. Once you establish a professional and friendly template ...

A debt validation letter is a formal notice from a debt collector. By law, it is required to spell out certain details about the debt the collector claims you owe. Debt collectors are supposed to send ...