Social Security COLA Increase Sparks Warning

Social Security's April Payment Could Look Really Different for 3.2 Million Seniors
Social Security benefits usually only change en masse in January when the new cost-of-living adjustment (COLA) takes effect. But if you're one of the 3.2 million Americans affected by the Social Security Fairness Act's recent passage, next month's benefit check could look different than you're used to.
Social Security COLA Increase Sparks Warning: 'Seniors Will Be Struggling'
Mary Johnson, an independent Social Security analyst, said: "COLA doesn't keep pace with real inflation. The year-over-year rate of inflation in February for the CPI-W is now up to 2.7 percent, meaning our 2.5 percent COLA that we received for 2025 is falling behind real inflation."
Latest Social Security COLA prediction says 2026 increase will be disappointing
As the costs of goods continues to increase nationwide, Social Security benefit adjustments aren't expected to keep up.
Social Security’s COLA seen falling to 2.2% in 2026, leaving seniors struggling to keep pace
Over the last 20 years, the cost-of-living adjustment has averaged 2.6%, according to the Senior Citizens League.
What Is a Social Security COLA, and How Can It Affect Your Retirement Plan in 2025?
Social Security COLAs are designed to help retirees keep up with rising costs of living. Social Security is the only inflation-protected source of income that most retirees have. The system for calculating COLAs isn’t perfect,
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The process behind calculating the COLA remains a mystery to many. Here's what every retiree should know about how the COLA is determined and what changes might be on the horizon.

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