Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. This article explores secured and unsecured loans, ...

An unsecured personal loan is a loan that’s based solely on your creditworthiness. You don’t need to provide any collateral to “secure” the loan when you first take it out. Read Next: 5 Subtly Genius ...

Most personal loans are unsecured, meaning they don’t require collateral. However, depending on your situation, a secured personal loan could be a better option. If you’re loan shopping and comparing ...

Discover how unsecured loans work, why they're riskier than secured loans, and common examples like credit cards. Learn about potential costs and repayment challenges.

Secured and unsecured personal loans differ in terms of risk and cost to both the borrower and the lender. A secured loan, such as a home loan or car loan, is backed by collateral. An unsecured loan, ...

Meredith Mangan is a senior editor and expert on personal loans. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned ...

Did you just look at your bank account and say, "Where am I going to find the money to pay for that?" The new refrigerator, the medical procedure that is going to cost an arm and a leg, the soccer ...

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Learn about the pros and cons of unsecured business loans.