Our expert picks for the best high-yield savings accounts earn up to 4.31% APY -- 10x more than the national average. Most accounts here are used personally by our team.

With these banks, you can earn up to $400 just for opening a new account. Don't believe me? Read our list of picks to learn more.

Ready to open a savings account? Here’s what you’ll need to know.

Check out Money’s picks for the best banks for high-yield savings accounts in 2026.

Tony Armstrong leads the banking team at NerdWallet. He has covered personal finance for over a decade. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of ...

Today's top money market account interest rate is 4.10% from HUSTL Digital Credit Union and Quontic Bank. We rank the best ...

The Annual Percentage Yield (APY) as advertised is accurate as of 12/30/2025. Interest rate and APY are subject to change at ...

In 2026, SoFi® Bank, N.A. won NerdWallet’s annual award for best overall bank. Its SoFi Checking and Savings is a combination checking and savings account that earns an APY of 3.30% (variable and ...