As a public service, the staff of Credit.com provides this version of the Fair Credit Reporting Act (FCRA), prepared by the Federal Trade Commission.

The worst has happened--you've gotten served papers for debt. But don't despair. Here are seven steps to defend yourself against a debt collection lawsuit.

Can checking your credit score hurt it? Generally, no. Learn about the different methods available to check your score without negatively impacting it.

Falling behind on your debt can be frightening. You may wonder if the creditor will come for your property or sue you. Sometimes, you don’t even realize you owe a debt before a credit collection ...

In most cases, cosigners are not listed on the title unless they are also listed as co-owners of the vehicle. Typically, it depends on the laws and regulations of your specific jurisdiction. If you’re ...

How Do I Fix My Credit After Divorce? How you fix your credit after divorce depends on what you need to address. If your credit is going south because of joint accounts not being handled appropriately ...

Scam Everlasting? After 25 Years, Debunked Faith Healer Still Preaching Debt ReliefIf you've ever channel surfed late into the night, you've probably seen Peter Popoff. He's a televangelist who looks ...

If you have credit card debt, you know that at some point you'll pay it off. But how long will it take? It all depends on your repayment plan.

Lexington Law Firm has over two decades of experience assisting people with their credit needs. If you've noticed an inaccurate blemish on your credit report, you may be wondering about the pros and ...

Credit cards are not terribly complex products, but they can be terribly misunderstood. Although many cardholders are satisfied with their cards, some customers report endless frustration. Here are ...

Ever wonder how a company knew your new credit card information before you gave it to them? There is a possible reason.

If you usually handle your finances well but had a slip-up and incurred a fee, know that it's possible to get bank fees reversed. It can't hurt to ask.