Discover how student loans are amortized, what it means for your repayments, and tips for managing your loan more effectively ...

Millions of borrowers on the Saving for a Valuable Education Plan will have to move to another repayment plan, and most of their new monthly payments will be more expensive.

While property prices remain high, state-owned lenders are providing vital relief by holding interest rates at competitive ...

RBI cut repo rate four times in 2025, bringing it down to 5.25% from 6.5%, helping home loan borrowers with lower interest ...

Car loan interest rates in December remain competitive, with public-sector banks offering some of the lowest starting rates.

In its Monetary Policy Committee (MPC) meeting held in the first week of December 2025, the Reserve Bank of India reduced the repo rate by 25 basis points, bringing it down from 5.50 per cent to 5.25 ...

Buying your dream home is everyone's aspiration. People want to invest all their hard-earned money in buying a house, but the ...

Most mortgages offer a 15-day grace period, though some lenders give 10 days or adjust the timeframe based on the loan type. ...

Even a single 30-day late payment can drop your credit score by 50 to 100 points. Late payment marks stay on your credit ...

The minimum income requirement is an important eligibility criterion for a personal loan. The applicant’s income helps the ...

You may be able to get a personal loan without income verification if you pledge collateral, use a cosigner or have an ...