Dear Dave, My wife and I are on Baby Step 2 of your plan. Right now, we’re almost finished paying off the last of our non-mortgage debt, which includes unpaid taxes from previous years and some old ...

Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Fewer student loan repayment options may eventually simplify the system, but borrowers are struggling to navigate the flurry ...

Here are the steps to freezing your credit online with the three credit bureaus: On your account homepage, navigate to ...

Paying off $10,000 of debt in a year is possible with clear monthly payments, a solid strategy, and smart adjustments to ...

A Reddit user asks whether to pay the minimum on $120K in student loans or invest instead. Here's when minimum payments make sense, and when they're a costly mistake.

If mortgage rates are lower now than they were when you originated your current loan, then refinancing can help reduce your monthly payments and work faster toward paying off your house. A cash-out ...

As personal debt climbs across Utah, an America First Credit Union expert shares practical ways to cut spending, pay down ...

It’s that time of year when we look back on what we have and haven’t accomplished and decide what to tackle in the second ...

"Less ideal debt" is for buying an asset that drops in value, like a car loan, or has a high interest rate, like credit cards. "Necessary debt" is used to buy an asset that can rise in value, like a ...