Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of January 21, 2026, the best 12-month CD ...

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In the midst of all the market volatility, many investors are seeking safe havens for their money. And for some savings instruments, time is of the essence. Take, for example, the classic bank ...

It's often a better deal for consumers to pick a long-term certificate of deposit and pay an early withdrawal penalty than ...

Yields for a 48-month certificate of deposit this month average out to just 1.26% across all banks and credit unions, according to the latest government data. The highest yielding accounts, however, ...

In the current economic climate, putting your money in a certificate of deposit account can provide some stability. If you can afford to lock up some of your funds for a set term, fixed-rate CDs can ...

Not to be confused with the metallic music-playing discs of the '80s and '90s, CDs — formally known as certificates of deposit — are a savings option still very much in play. This particular savings ...

A CD locks in your money for a set period of time, also known as a term, in exchange for providing a guaranteed yield on the funds. CDs are offered in terms that typically range from three months to ...

Unlike a traditional savings account that lets you access funds at any time, certificates of deposit (CDs) require you to lock in your money for a predetermined period from a few months to several ...

The clock is ticking on decades’ high CD rates, experts say. That’s because while yields are still generally higher than any other time since the Federal Deposit Insurance Corp. started publishing ...