Social Security's immigration problem has been worsening for the last quarter of a century. For a majority of retirees, Social Security represents more than just a monthly check. This vital program provides a financial foundation without which an overwhelming percentage of aged beneficiaries would struggle.

Gen Xers say they are worried they may not receive their benefits at retirement age if Social Security funds are depleted.

But a 2.5% COLA for 2025 stings because it's the smallest one to arrive in years. At the start of 2024, seniors on Social Security saw their benefits increase by 3.2%. And the year prior, Social Security recipients got a record-breaking 8.7% COLA. So a raise of just 2.5% seems awfully meager by comparison.

Various news stories about Social Security have made headlines throughout the year, ranging from questions concerning its solvency to arguments over how the program should be funded. Particulars

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. If you were to ask a room full of retired people whether they’re worried about the future of Social Security,

Social Security's cost-of-living adjustment (COLA) isn't the only notable change to America's top retirement program in 2025.

Most nonretired U.S. adults, 73%, are worried they won’t get their promised Social Security benefits when they retire.

A new year brings new changes to the Social Security program. Increasing income limits could result in a larger tax bill for high-earning workers. That said, there is a silver lining these individuals can look forward to in 2025.