As if they aren’t already facing enough, firefighters in California also could encounter fire tornadoes — a rare but dangerous phenomenon in which wildfires create their own weather. The National Weather Service warned Tuesday that the combination of high winds and severely dry conditions have created a “particularly dangerous situation” in which any new fire could explode in size.

Countless vehicles have been burned and will be total losses due to to the California wildfires, and whether or not they are covered depends on the owner's insurance policy.