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The bond market is actually larger than the stock market, but most investors only ever learn how stocks work. That's a gap worth closing, because bonds show up everywhere — in your 401k, in the interest rate on your mortgage, in every headline about the Fed. A bond is really just a loan. When you buy one, you're not owning a piece of a company like you would with a stock — you're lending money to a company or government, and they pay you back with interest. Every bond breaks down into four parts
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Fast-rising interest rates are taking their toll on mortgage demand, as both potential homebuyers and current homeowners head to the sidelines. Total #mortgage application volume dropped 4.1% last week compared with the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index. Read more at the #linkinbio or the link on screen.
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