Pay Off Your Mortgage Before Retiring? The Real Answer: Financial or Emotional?

Replying to @Ziquilla Gilmore Affordability and the ability to make a payment is different #affordability #debttoincome

Sure the 100 year mortgage isn’t a real thing (yet) but what is real is the way predatory lending works to communicate with people who don’t have financial literacy and are in need of a reduction in cost of living. Trying to make generational debt happen is wild. 😭 In this video I used 30 year mortgage loan for a $500,000 house. Interest rate: 7.10% Payment: $3,360/month If we extend to 100 years (1,200 months) at 7.10%, the monthly payment becomes: $2,960 per month 🫠 In other words: A 100-yea

2026 'housing reset' may hit young prospective buyers, Redfin predicts

💥 “Home upgrades seem harmless… until they raise your mortgage payment.” Most homeowners don’t realize this can happen until it’s too late 👇 1️⃣ Permits Trigger Reassessment Any upgrade that requires a permit — pools, additions, extra square footage, major remodels — sends the county back to reassess your home at today’s value, not your original purchase price. 2️⃣ Higher Value = Higher Taxes A higher assessed value means higher property taxes, and that increase gets rolled straight into your

Want to pay off your house faster without paying more? Go biweekly. It turns 12 payments into 13 and shaves years off your mortgage. Simple. Effective. Slept on. #personalfinance #mortgage

Mortgage Refinancing 101: Everything You Need to Know

Mortgage 101: How to Refinance a Mortgage

Refinance 101 - Mortgage Refinance Explained