One of the biggest surprises for people filing bankruptcy? You can’t keep any credit cards—even if they’re paid off. Why? Because every line of credit has to be listed in your case, and once you file, lenders will usually close those accounts. Bankruptcy is meant to give you a clean slate, not leave you with old credit to fall back on. But here’s the good news: ✨ You can rebuild credit faster than you think. ✨ Many people get offers for new credit (yes, really!) within months of discharge. ✨ You
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Can you keep a credit card to use after you file bankruptcy? Well it doesn’t really work like that. And importantly, you should never pay down a credit card thinking that you will be able to keep it. That is an absolute waste of your money. you can always follow the link in my profile to get paired with a bankruptcy lawyer near you who offers free consultations. I am a bankruptcy lawyer and I help people navigate debt relief with dignity. #freshstart #creditcard #keep #chapter7 #bankruptcy #bank
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